The Inflation Reduction Act of 2022 created tax credits and rebates for homeowners. The 2025 tax law (Public Law 119-21) ended the tax credits, but the state-run rebate programs remain. Here's where everything stands.
The Homeowner Credits and When They Ended
- Solar and batteries (25D): ended for systems installed after December 31, 2025
- Heat pumps and heat pump water heaters (25C): ended for equipment installed after December 31, 2025
- Insulation and air sealing (25C): ended for work completed after December 31, 2025
- Windows and doors (25C): ended for products installed after December 31, 2025
- EV charger (30C): ended for chargers installed after June 30, 2026
Already Finished a Project?
Work completed by December 31, 2025 can still be claimed on your 2025 return with IRS Form 5695. An EV charger installed by June 30, 2026 in an eligible area can be claimed on your 2026 return with Form 8911.
Home Energy Rebates: Still Available
The 2025 law left the IRA's two rebate programs in place. HEAR pays households earning up to 150% of area median income for heat pumps (up to $8,000), heat pump water heaters (up to $1,750), electrical panels, wiring and insulation, up to $14,000 per household. HOMES pays for whole-home upgrades based on energy savings and is open to all incomes. Each state runs its own program, and as of October 2026 about a dozen states plus DC were taking applications.
What to Do Now
Check your utility's rebates, see whether your state's Home Energy Rebates are open, and compare installer quotes without any federal credit.